:root{
  --navy:#181b26;--navy2:#20242f;--ink:#1b1f2a;--paper:#fbf9f4;--card:#ffffff;
  --gold:#c89a36;--gold2:#e8b84a;--cream:#f4eee0;--muted:#5d626e;--line:#e6e2d6;
  --green:#3f8f63;--red:#b5443d;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);background:var(--paper);line-height:1.7;font-size:18px}
a{color:#1d5f8a;text-decoration:underline;text-underline-offset:2px}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:760px;margin:0 auto;padding:0 20px}

header.site{background:var(--navy);padding:13px 0}
header.site .wrap{display:flex;align-items:center}
header.site a{display:inline-flex}
header.site .logo{height:30px;width:auto}

.hero{background:var(--navy);color:var(--cream);text-align:center;padding:30px 0 40px}
.hero h1{font-size:30px;line-height:1.25;margin:6px 0 8px;color:#fff}
.hero .offer{color:var(--gold2);font-weight:700;font-size:19px;margin:0 0 18px}
.hero img.heroimg{width:260px;height:260px;margin:8px auto 22px;border-radius:18px}
.cta{display:inline-block;background:var(--gold2);color:#231a05;font-weight:800;
  text-decoration:none;padding:15px 26px;border-radius:12px;font-size:18px;margin:6px;
  box-shadow:0 4px 0 #a9842b;letter-spacing:.2px}
.cta:hover{background:#f0c659}
.cta.alt{background:transparent;color:var(--cream);box-shadow:inset 0 0 0 2px #4a4f5e}
.cta.alt:hover{background:#2a2f3b}
.hero small{display:block;color:#9aa0ad;margin-top:14px;font-size:13px}

main{padding:30px 0 10px}
h1{font-size:30px;line-height:1.25;margin:8px 0 14px}
.byline{font-size:15px;color:var(--muted);margin:0 0 4px}
.disclosure{font-size:14px;color:var(--muted);font-style:italic;margin:0 0 22px;
  border-left:3px solid var(--line);padding-left:12px}
.updated{font-size:14px;color:var(--muted);margin:0 0 20px}
.lead{font-size:19px}
h2{font-size:24px;line-height:1.3;margin:38px 0 12px;padding-top:6px;border-top:1px solid var(--line)}
h2:first-of-type{border-top:none}
h3{font-size:18px;margin:22px 0 6px}
p{margin:0 0 18px}
.secimg{width:300px;height:300px;border-radius:16px;margin:6px auto 22px;
  box-shadow:0 6px 22px rgba(20,22,30,.12)}
.tablewrap{overflow-x:auto;margin:8px 0 18px}
table{width:100%;border-collapse:collapse;font-size:15px}
th,td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:#f1ede1}
.score{background:#f1ede1;border-radius:12px;padding:14px 16px;font-size:17px;margin:6px 0 8px}
ul,ol{margin:0 0 18px;padding-left:22px}
li{margin:0 0 10px}
.good li::marker{color:var(--green)}
.bad li::marker{color:var(--red)}
.midcta{text-align:center;margin:26px 0}
.rg{background:#fff7ea;border:1px solid #efd9ac;border-radius:14px;padding:18px 20px;margin:16px 0}
.rg ul{margin-bottom:0}
.cardrow{display:flex;gap:16px;align-items:flex-start;background:var(--card);
  border:1px solid var(--line);border-radius:14px;padding:18px;margin:14px 0}
.cardrow img{width:120px;height:120px;border-radius:12px;flex:0 0 120px}
.cform label{display:block;font-weight:600;margin:14px 0 4px}
.cform input,.cform select,.cform textarea{width:100%;padding:11px;border:1px solid var(--line);
  border-radius:9px;font:inherit;background:#fff}
.cform .note{font-size:14px;color:var(--muted);margin:12px 0}
.cform button{margin-top:10px;background:var(--gold2);color:#231a05;font-weight:800;border:0;
  padding:14px 26px;border-radius:11px;font-size:17px;cursor:pointer;box-shadow:0 4px 0 #a9842b}

footer{background:var(--navy);color:#aeb3bf;font-size:14px;padding:30px 0 26px;margin-top:40px}
footer a{color:#cfd3dc}
.footer-columns{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:22px;max-width:760px;margin:0 auto;padding:0 20px}
.footer-col h4{color:var(--cream);font-size:15px;margin:0 0 10px}
.footer-col ul{list-style:none;padding:0;margin:0}
.footer-col li{margin:0 0 7px}
.footlogo{height:24px;width:auto;display:block;max-width:760px;margin:0 auto 14px;padding:0 20px}
.footer-bottom{max-width:760px;margin:20px auto 0;padding:18px 20px 0;border-top:1px solid #2a2f3b;font-size:12.5px;line-height:1.6}
@media(max-width:620px){
  body{font-size:17px}
  .hero h1,h1{font-size:24px}
  h2{font-size:21px}
  .secimg{width:230px;height:230px}
  .cardrow{flex-direction:column}
  .footer-columns{grid-template-columns:1fr 1fr;gap:16px}
}